Hi LEAD_NAME –
As you search for a new home, it’s always a good idea to factor in the closing costs so you can properly plan and manage your finances. In general, you can expect to pay 2-5% of the purchase price in closing costs, not including the down payment.
Closing costs can include the following:
- Down Payments
20% of the purchase price depending on your qualifications and loan choice - Earnest Money Deposit
The money put down when a contract is written – it usually goes into an escrow account - Lender Fees
Includes charges for loan processing, underwriting and preparation - Third-party Fees
Includes charges for insurance, title insurance, title search, appraisal fees and other inspections - Government Fees
Includes deed recording and state mortgage taxes - Escrow & Interest Fees
Include homeowner’s insurance, loan interest, real estate taxes, home warranties and prepaid interest - Property Taxes
Capital tax based on the estimated value of the property
Please do not hesitate to contact ME_US_LC when you are ready to take the next step. I_WE look forward to assisting you!
Sincerely,
AGENT_NAME
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