Advice on closing Cost

Hi {LEAD_NAME} –

As you search for a new home, it’s always a good idea to factor in the closing costs so you can properly plan and manage your finances. In general, you can expect to pay 2-5% of the purchase price in closing costs, not including the down payment.

 

Closing costs can include the following:

  • Down Payments
    20% of the purchase price depending on your qualifications and loan choice
  • Earnest Money Deposit 
    The money put down when a contract is written – it usually goes into an escrow account
  • Lender Fees 
    Includes charges for loan processing, underwriting and preparation
  • Third-party Fees 
    Includes charges for insurance, title insurance, title search, appraisal fees and other inspections
  • Government Fees 
    Includes deed recording and state mortgage taxes
  • Escrow & Interest Fees 
    Include homeowner’s insurance, loan interest, real estate taxes, home warranties and prepaid interest
  • Property Taxes
    Capital tax based on the estimated value of the property

Please do not hesitate to contact {ME_US_LC} when you are ready to take the next step. {I_WE} look forward to assisting you!

Sincerely,

{AGENT_NAME}

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{AGENT_BUSINESS_NAME}{AGENT_BUSINESS_PHONE}

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