Advice on closing Cost

Hi LEAD_NAME –

As you search for a new home, it’s always a good idea to factor in the closing costs so you can properly plan and manage your finances. In general, you can expect to pay 2-5% of the purchase price in closing costs, not including the down payment.

Closing costs can include the following:

• Down Payments
  20% of the purchase price depending on your qualifications and loan choice
• Earnest Money Deposit 
  The money put down when a contract is written – it usually goes into an escrow account
• Lender Fees 
  Includes charges for loan processing, underwriting and preparation
• Third-party Fees 
  Includes charges for insurance, title insurance, title search, appraisal fees and other inspections
• Government Fees 
  Includes deed recording and state mortgage taxes
• Escrow & Interest Fees 
  Include homeowner’s insurance, loan interest, real estate taxes, home warranties and prepaid interest
• Property Taxes
  Capital tax based on the estimated value of the property

Please do not hesitate to contact ME_US_LC when you are ready to take the next step. I_WE look forward to assisting you!

Sincerely,

AGENT_NAME